The monetary credit system was designed so that those who control it could grow rich at the expense of others. However, the emotional credit system evolved to maintain the emotional bonds we needed within a cooperative, empathic and helpful society. The first system pushes us down, the second system lifts us up.
"Give yourself a little credit, honey, you've done a great job here. I know you are frustrated with growth and the pace of things, but trust me, to be in debt to others with their monetary 'credit' is the wrong path. Keep on going as you are, slowly but surely, and you will achieve every goal we talked about."
I want you to take credit for the good things you've done. I may have helped and guided, but the pain and determination was all you. Friendship is that way. We seek to influence in a positive way, but what you make of it is something you can be eternally proud of.
What you have done here is beyond amazing, you have our thanks now and into the future. You are a credit to humanity.